Practical guides on GST, income tax, TDS, payroll, accounting software and personal finance from Ledgermint Finance Academy — written for students, job seekers and small-business owners.
What changed when GST rates were rationalised from 22 September 2025 — the two main slabs, the 40% special rate, what stays the same, and what it means for invoices, accounting software and input tax credit.
India's new Income-tax Act, 2025 replaced the Income-tax Act, 1961 from 1 April 2026. Here is what changed — “tax year”, renumbered sections, simpler drafting — and what stayed the same for taxpayers and students.
Slab rates, the ₹12 lakh rebate, standard deduction and a worked example comparing the old and new income tax regimes for a salaried employee in FY 2025-26.
A beginner's guide to Tax Deducted at Source (TDS): who deducts it, when it must be deposited, the quarterly TDS returns (24Q, 26Q, 27Q), TDS certificates and the cost of delays.
Understand the difference between CTC, gross salary and take-home pay, and how Provident Fund, ESI, Professional Tax and TDS are deducted — with a worked monthly payroll example.
A practical comparison of Tally Prime and Zoho Books for students and accounts professionals — how they differ, where each is used, and the best order to learn them.